Buying Process

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Getting Pre-Approved or at Least Pre-Qualified

By getting pre-approved, you know exactly how much home you can afford. There is nothing worse than finding your dream home, only to find out that you cannot qualify for a loan to buy it. A pre-approval also strengthens your bargaining power when negotiating with a seller. 

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Determining your Wants and Needs

I have several methods to help you determine your wants and needs. I have found the most effective method is for everyone who will be living in your home to talk about what they want and need in a home with me.  This will encourage you, as a group, to really analyze everyone's expectations in your new home and begin to formulate a group wants and needs list. 

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The Search Begins

At this stage, I will set up a search for you on the MLS which will email you all of the properties available that match your wants and needs. You can then sort the homes into your favorites, possibilities and discard the ones you don’t like. It is a portal so I can see what you like and don’t like. We will base our first day out looking on the ones you have “favorited”.   

Oftentimes after our first day of looking at homes, you will gain a clearer insight on what it is you want and need in your new home. If this is the case, I will adjust your search criteria and we keep searching until we find the right home for you. Together we will tour the homes that are the best fit your criteria. If you wish, you can also drive by available homes and give me a list of the ones you want to get inside of. 

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New Properties On The Market

When a new home comes on the market that matches your search criteria, the MLS will notify me and I will send it over to your portal.

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Determining Your Offer Price

Once you have found the right house, we will determine your offer strategy. 

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Writing the Offer

My goal is to get your preferred home on your terms which includes things like closing dates, items or parameters to be included in the sale, and of course price and earnest money. I will explain your contractual rights and responsibilities, talk about different negotiating strategies and give as much advice as I can. The offer will spell out how much you are willing to pay for the home, what type of financing you will obtain and a myriad of other important details and dates relevant to the purchase of the property.

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Negotiating with Sellers

After we complete the paperwork, I will deliver your offer to the Listing Broker. This is an important step because it gives me an opportunity to explain the offer, overcome objections, build rapport and answer any questions the sellers may have. The Sellers will do one of three things: Accept, reject or counter the offer. Often times negotiations will go back and forth several times before the offer is accepted or rejected.

And then it is just a matter of taking care of all the parameters in the Purchase and Sale Agreement! I look forward to helping you on your homebuying journey. Ready to get started? Go ahead to Get Started or let me know what you are looking for in a home in my Find My Dreamhome page.